/* NexTrade v3 additions: clarity, inquiry conversion, accessibility */
.light-quiet{background:#f6f9fd}.practical{position:relative}.audience-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.audience-card{padding:27px 21px;border:1px solid #dfe8f2;background:white;border-radius:16px;box-shadow:0 12px 28px #0c385a09}.audience-card h3{margin:15px 0 11px;font-size:19px;line-height:1.35}.audience-card p{font-size:14px;line-height:1.75;color:#64768b;margin:0}.audit-icon{display:inline-flex;background:#e5f2ff;color:#1263b8;width:42px;height:42px;align-items:center;justify-content:center;border-radius:13px;font-weight:800;font-size:15px}.process-steps{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:19px}.process-steps>div{border-top:2px solid #1375d8;padding:23px 15px 20px 0}.process-steps span{color:#1074d5;font-size:12px;font-weight:850;letter-spacing:.9px}.process-steps h3{font-size:19px;line-height:1.35;margin:10px 0 8px}.process-steps p{color:#677b8f;font-size:14px;line-height:1.75;margin:0}.cta-panel{margin-top:40px;padding:28px 33px;background:linear-gradient(125deg,#082746,#145889);border-radius:16px;display:flex;justify-content:space-between;align-items:center;gap:26px;color:white}.cta-panel h3{margin:0 0 6px;font-size:21px}.cta-panel p{margin:0;color:#c5dfef;font-size:14px}.cta-panel .btn{white-space:nowrap;background:white;color:#125493}.faq-list{max-width:910px}.faq-list details{border:1px solid #e0eaf2;background:#fff;border-radius:12px;margin-bottom:12px;padding:16px 20px}.faq-list summary{font-weight:740;cursor:pointer;list-style-position:outside}.faq-list p{font-size:14px;color:#5b7185;margin:12px 0 2px}.contact-paths{display:grid;grid-template-columns:1.08fr .92fr;gap:20px}.path-card{background:white;border:1px solid #e0e8f1;border-radius:17px;padding:30px;box-shadow:0 15px 30px #123a5a0a}.path-card.featured{border-color:#abcce8;background:linear-gradient(140deg,#f4faff,white 45%)}.path-card h3{font-size:24px;margin:12px 0}.path-card p,.path-card li{font-size:14px;color:#61788e;line-height:1.8}.path-card ul{padding-left:20px;margin:20px 0}.path-card small{display:block;color:#6e8294;font-size:12px;line-height:1.7;margin-top:18px}.path-eyebrow{font-size:11px;color:#146fce;font-weight:800;letter-spacing:1.3px;text-transform:uppercase}.path-card .btn{max-width:100%}.inquiry-link{display:inline-flex;font-weight:750;color:#136bd0;margin-top:15px}.foot .footer-utility{margin-top:10px;font-size:12px}.foot .footer-utility a{display:inline!important}.utility-banner{background:#ecf5ff;padding:12px 0;color:#164b7c;text-align:center;font-size:13px}.utility-banner a{font-weight:780;text-decoration:underline}.nav .links a:focus-visible,.btn:focus-visible,.smallbtn:focus-visible,.toggle:focus-visible,summary:focus-visible{outline:3px solid #ffaf45;outline-offset:3px}.sticky-help{display:none}.cta-small{font-size:12px}.banner-copy{font-size:15px;color:#c5dfef}.sectionhead p{max-width:780px}
@media(max-width:980px){.audience-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.process-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:830px){.contact-paths{grid-template-columns:1fr}.sticky-help{position:fixed;display:flex;right:15px;bottom:15px;z-index:27;align-items:center;justify-content:center;padding:11px 17px;border-radius:99px;background:#146ecb;color:#fff;font-weight:750;box-shadow:0 7px 25px #001c4677;font-size:13px}.cta-panel{flex-direction:column;align-items:flex-start}.cta-panel .btn{white-space:normal}.path-card{padding:22px}}
@media(max-width:560px){.audience-grid,.process-steps{grid-template-columns:1fr}.audience-card{padding:23px}.cta-panel{padding:22px}.sticky-help{bottom:12px;right:12px}.foot{padding-bottom:80px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.btn{transition:none}.btn:hover{transform:none}}

.en-fields{display:grid;gap:16px}.en-fields>label,.en-two label{display:grid;gap:6px;font-weight:700;font-size:13px;color:#294760}.en-fields input:not([type=checkbox]),.en-fields textarea,.en-fields select{width:100%;min-width:0;border:1px solid #cbd9e7;padding:11px 12px;border-radius:9px;background:#fff;color:#223c54;font:inherit;font-size:14px}.en-fields input:focus-visible,.en-fields textarea:focus-visible,.en-fields select:focus-visible{outline:3px solid #cce4ff}.en-two{display:grid;grid-template-columns:1fr 1fr;gap:16px}.en-consent{display:flex;gap:8px;align-items:flex-start;line-height:1.5;font-size:13px;font-weight:400;color:#395d78}@media(max-width:560px){.en-two{grid-template-columns:1fr}}